Underwriter Resume Samples

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Underwriters work in the insurance field and decide whether an insurance cover application should be accepted. Typical duties listed on an Underwriter resume sample include assessing risks, finding out information from policyholders, preparing quotes, sharing risks with reinsurers, writing policies, and updating records. Eligible example resumes for the job showcase qualifications such as insurance policies and risks expertise, attention to details, accuracy, strong communication skills, computer competencies, and teamwork. Successful candidates usually hold a Bachelor's Degree in finance, accounting or business.

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1

Underwriter

  • Assisted a team of 5 underwrite new and existing C&I credit facilities; $100M - $2MM - working capital lines/formula lines or asset based
  • Prepared and analyzed pro forma statements based on company projections
  • Prepared and conducted cash flow/credit analysis based on historical, projected, and stress test results
  • Initiated a study of trends across a multitude of industries for future growth opportunities; avoided financial risk
  • Managed the analysis and approval of $100M-$2MM facilities; emphasis on growing portfolio
Candidate Info
15
years in
workforce
1
year
at this job
BA
Business Administration
2

Underwriter III

  • Assisted site manager to open new branch office.
  • Developed and maintained solid relationships with dealer bodies within the special/custom finance department, prime finance department, sales management, and office management, motivating them to support Chase.
  • Directly signed 57 new dealerships with Custom program.
  • Built a profitable $26 million portfolio and minimized potential loss with 30.6% return on equity (ROE) since site opened.
  • Trained and mentored six Underwriters within site office. Assisted manager with daily and monthly responsibilities.
  • Informed dealers of policy, procedures, program and rate changes, and discussed monthly performances.
  • Analyzed and made decisions on retail sub-prime offerings while providing the highest level of service to the dealer body.
Candidate Info
13
years in
workforce
7
years
at this job
BS
Business Administration
3

Underwriter

Processed new business applications for personal lines property insurance to determine acceptability and proper premium.

  • Analyzed insurance-to-value forms, completed by field inspectors, to determine if homes are insured to value.
  • Modified insurance-to-value forms using company guidelines and independent judgment to ensure accurate rating of homes.
  • Updated policies based on re-inspections, processed renewals, and contacted members to advise of and discuss policy changes.
Candidate Info
9
years in
workforce
3
years
at this job
BA
Psychology
4

Mortgage Underwriter

  • Reviewed and verified employment and income information, reviewed credit history, and calculated the value of the borrower's collateral and assets.
  • Documented reasons for approval or denial of loans and assisted with underwriting scenarios.
  • Ensured loan terms and property specifications met investor requirements and government regulations.
  • Rescored loans through Desktop Underwriter and Loan Prospector, and documented loan appropriately to ensure accuracy and completeness of file.
Candidate Info
2
years in
workforce
2
years
at this job
5

Underwriter / Special Servicing Quality Assurance Analyst

  • Review borrower's financial information and approve purchase and refinance transactions based on credit risk analysis, stated income and other items that needed to be sourced according to DU/LP or private investor guidelines.
  • Reviewed closed loans for eligibility with respect to Freddie Mac Selling Guide, LP DU Guide, and/or negotiated terms as defined by contracts with Freddie Mac lender partners.
  • Present analysis based on review of financial package to committee for review/approval of repurchases. Performed risk analysis and made decisions regarding deficiencies identified during the review process.
  • Identify transaction components that indicate a potential for fraud and perform sufficient investigative work to resolve issues that are identified.
  • Accurately recorded data and reviewed conclusions in QAS (Quality Assurance System).
Candidate Info
2
years in
workforce
2
years
at this job
6

Underwriter

  • Underwrote, reviewed, inspected and validated Conventional and Sub-Prime Loan Applications for completeness, accuracy and soundness. Underwriting loans in compliance with internal and regulatory guidelines; Verified loans to meet federal state laws and regulation
  • Performed credit analysis for family residential loans.
  • Calculated borrower's rates based on the company's criteria.
  • Gather and documented customer credit and income verification.
  • Analyzes challenging loan packages to render sound credit decisions. Provides exemplary customer service to both internal staff and external customers by explaining credit decision and offering alternative options when needed.
  • Maintains quality and production standards.
Candidate Info
6
years in
workforce
1
year
at this job
AAS
Business Administration
7

Underwriter

Underwrite New business and renewal policies for Multi-line programs nationwide.

  • Strong desire to learn the business and obtain full underwriting authority
  • Educate producers on policy and acceptability guidelines by administering policy reviews to pre-approvals. Assist producers with navigating and binding policies on website.
  • Promptly responds to telephone and written inquiries regarding policy change requests and billing questions.
  • The ability to analyze and assess each risk with good judgment and consideration to company's loss ratio goals.
  • Highest Audit accuracy - 09/2015
  • 100% average on First Call resolution
Candidate Info
11
years in
workforce
6
months
at this job
Concentration- Commerical Undwriting
History
8

Consumer Underwriter II

Promoted from Underwriter I position for excellence in job performance. Currently manage an an increased case portfolio and a C Authority Level.

  • Underwrite delinquent FHA Loans in foreclosure. Determine possible eligibility for 1of 8 HUD loss
  • Proactively participate in home preservation continuing education throughout the U.S., i.e. Wells Fargo 2009 Service Business Meeting.
  • As an underwriter, meet directly with delinquent mortgagors to mitigate losses and propose options.
  • Continually exceed all quantitative production goals while maintaining a superior audit rating.
  • Meet all production deadlines, while producing impeccable loan results that identify potential risk and negative impact on the bank (principal balance requirements range from $200K to $1M).
Candidate Info
22
years in
workforce
6
years
at this job
BA
Economic
BBA
Bachelor of Business Administration
9

Underwriter

Analyzed borrower income statement including paystubs, w2, tax returns, profit and loss statements

  • Provided final decision for approval or decline of modification applications.
  • Ensure all documentation received is in compliance with federal and company policy.
  • Conducted 7-10 reviews daily
  • Maintaining 90% quality rating
  • Effectively communicate decision in writing
Candidate Info
2
years in
workforce
1
year
at this job
10

Underwriter/analyst

  • Performed re-underwriting on residential mortgage backed securities (RMBS) for compliance and investment quality and communicated deficiencies with all levels of management and external clients.
  • Prepared written analyses to develop a credit assessment that included; credit investigation, in-depth financial analysis, and adherence to policies.
  • Interpreted investor guidelines from a broad array of investors that included, but not limited to the following; Washington Mutual, Bank of America, JP Morgan, Indy Mac, and Countrywide.
  • Executed loan auditing, litigation support, and analysis of breaches in contracts.
Candidate Info
3
years in
workforce
1
year
at this job
BS
Finance

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