Analyze, evaluate and present findings in the review of credit facilities via financial statements,
operational performance and proformas. Prepare appropriate credit presentation outlining the relevant details of proposed transactions and recommendations. Work closely with all levels of
ownership, management, CPAs and attorneys to review, restructure and ensure collateral is
properly secured to maximize asset growth and minimize risk exposure. Decision loans within my $2MM authority.
- Managed portfolio of 150 accounts totaling $200MM in outstandings to maintain zero past due annual reviews, conditions, and financial statements.
- Trained and educated 2 new credit employees in all aspects of our credit review process.
- Developed a review process checklist, resulting in reduced review cycle time of 45 hours
- Exceeded standard requirements for evaluation of overline requests and competitor
- Achieved 100% monthly SOX compliance testing of credit line verifications.