Underwriter Resume Samples - Page 2

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Underwriters work in the insurance field and decide whether an insurance cover application should be accepted. Typical duties listed on an Underwriter resume sample include assessing risks, finding out information from policyholders, preparing quotes, sharing risks with reinsurers, writing policies, and updating records. Eligible example resumes for the job showcase qualifications such as insurance policies and risks expertise, attention to details, accuracy, strong communication skills, computer competencies, and teamwork. Successful candidates usually hold a Bachelor's Degree in finance, accounting or business.

For more information on what it takes to be a Underwriter, check out our complete Underwriter Job Description.

Looking for cover letter ideas? See our sample Underwriter Cover Letter.

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11

Underwriter

  • Analyzed/Verified required documentation according to lender guidelines and policies for origination underwriting and all MHA programs (front and back end underwriting).
  • Demonstrated proficiency in automated underwriting systems (DU) Desktop Underwriter & (LP) Loan Prospector.
  • Performed complete financial review of assets, credit reports, income types and calculations of HTI, DTI AND LTV ratios.
  • Adhered to required Fair Credit & Debt, Fraud Prevention, training for underwriting.
  • Communicated and collaborated with loan originators and processors throughout loan completion process.
  • Decision a minimum of 3-4 loans to meet daily company production requirements.
Candidate Info
11
years in
workforce
8
months
at this job
HS
Advanced Studies
AS
Advanced Studies
BA
Sociology
12

Underwriter

Underwrite all types of retail mortgage loans nationwide with signing authority of $625,500

  • Complete manual underwrites, and clear conditions.
  • Underwrite files assuring strict compliance for FNMA and FHLMC.
  • Provide meticulous attention to detail in underwriting mortgages. Evaluate the financial strength of borrowers to determine risk and repayment capacity.
  • Analyze credit, income, assets, title, appraisals to unsure loan quality.
  • Clearing conditions in a timely manner to meet closing dates and times and ensuring to communicate statuses with processing and sales members so that the borrowers' expectations can be met.
  • Systems used - Encompass, Tigris, DU & LP.
Candidate Info
10
years in
workforce
7
months
at this job
13

Underwriter I

  • Competently review loan files to ensure compliance with Investor Guidelines.
  • Determined occupancy status of the property, calculated borrowers and co borrowers income, calculate debt to income ratios.
  • Interpreted and Analyzed complex tax returns and financial documents.
  • Manage email communication from internal and external sources.
Candidate Info
1
year in
workforce
1
year
at this job
AS
Business Administration
BS
Business Finance
Oracle
14

Underwriter Service Assistant

Performed a range of management and/or operational support activities, including mentoring and coaching new hires and assisting with onboarding.

  • Served as the liaison between management and trainees fostering strong relationships; accepted opportunities to represent the company as a leader in professional development with initiatives such as panel discussions on the effectiveness of client satisfaction.
  • Initial point of contact for support to new hires, doing conferences via team viewer.
  • Accountable for managing and following up on meetings and scheduled appointments that I created for new hires for training courses.
  • Evaluating households for the best discounts available by researching claims, verifying vehicle information, reviewing and approving or declining documentation.
  • Performed data entry tasks on an ongoing basis, ensuring client data remained current and confidential for the needs of the entire team, supervisor, and executives.
  • Corrected complex errors using manuals and [company name] approved resources, ensuring the customer's policy issues get corrected in a timely manner.
Candidate Info
6
years in
workforce
11
months
at this job
15

Assistant Underwriter

  • Reviewed purchased, refinanced and second and non-owner loan applications on behalf of lenders.
  • Analyzed the application, credit report, income documentation, appraisal and other supporting documentation to determine credit worthiness for approval or disqualification.
  • Developed the conditions required prior to funding which was then submitted to the senior underwriter for final approval.
Candidate Info
7
years in
workforce
4
years
at this job
Business Administration
16

Senior Individual Medical Underwriter

  • Examined individual health insurance applications and made calculated risk decisions concerning approval or denial of coverage.
  • Reviewed claims, medical records, pharmacy reports, and interpreted laboratory findings in order to assess risk.
  • Communicated extensively with customers and sales team to advise on underwriting requirements, procedures and classification of risk.
Candidate Info
15
years in
workforce
1
year
at this job
BA
Psychology
17

SB Underwriter II, AVP

Portfolio Management

  • Underwrote business demand lines up to $500M for existing borrowers with total exposure up to $1MM
  • Underwrote various modification requests for existing borrowers with total exposure up to $1MM
  • Underwrote matured Commercial Real Estate Mortgages and Call Options for existing borrowers with total exposure up to $1MM
  • Underwriting included: Spreading of financial information, analysis of financial data/ratios, industry analysis, guarantor analysis, collateral analysis, Global DSC Ratio calculation, agings review, and credit recommendation
  • Facilitated with creating and updating various reports including Daily SLA Report
Candidate Info
5
years in
workforce
3
years
at this job
BS
Finance
Real Estate
18

Property and Causality Underwriter Assistant

  • Prepared various homeowners insurance policies under the supervision of the Chartered Property and Causality Underwriter; Also putting in data documents for Allstate.
  • Reviewed and evaluated applications for property insurance for acceptability and pricing decisions using various underwriting tools and resources in accordance with corporate underwriting standards.
  • Contacted Chartered Property and Causality Underwriter or another individuals to obtain additional required information
Candidate Info
4
years in
workforce
3
years
at this job
19

Senior FHA Mortgage Processor/ Jr Underwriter

Loan processing/ Underwriting duties in banking environment (FHA and Conventional mortgages)

  • Reviewing, examining loan documentation for accuracy and completeness, running DU/DO through Calyx
  • Quality assurance on every file (Lexis Nexis, Mers, Fraudguard etc)
  • Working with loan originator or production staff to secure all required documents
  • Communicating with borrowers regarding their loan application, collecting remaining stipulations
  • Scheduling closings, corresponding with attorneys, title companies and reviewing HUD/ Settlement
Candidate Info
4
years in
workforce
2
years
at this job
BA
Communication
MA
Mba
20

Commercial Underwriter

  • Spread various financial statements extensively through Moody's and Microsoft Excel software.
  • Reviewed primary loan collateral and possibly re-categorized to better fit loan structure.
  • Assigned an overall risk rating to a loan based upon fundamentals of the relationship.
  • Negotiated terms and conditions of partial collateral releases based upon feasibility and current loan structure.
  • Offered analytic support to numerous other non related groups within the organization.
Candidate Info
3
years in
workforce
3
years
at this job
BS
Bachelor of Science
Finance

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