Mortgage Specialist Resume Samples

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Mortgage Specialists are loan officers or brokers who help homebuyers compare mortgages and inform them on what to expect from different types of loans. Example resumes of Mortgage Specialists exhibit such skills as conferring with customers to resolve any default issues on their accounts, curing defaults on accounts, and putting reverse mortgage accounts back into good standing. All Mortgage Specialists must list a high school diploma on their resumes as a minimum educational requirement, and independent brokers usually need a four-year degree in the fields of accounting, economics, mathematics, or general finance.

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1

Mortgage Specialist

Job Duties: *Originated and processed first/second mortgage loan applications and negotiated sales of conforming/non-conforming conventional, FHA, VA, & MHFA mortgage loans.

  • Built/maintained superior accounts relationships, developed rich referral pipelines, and maintained 75 to 150 loans in process.
  • Counseled homebuyers and recommended loan products and options to meet individual client needs.
  • Closed 40 to 50 monthly loans yielding an average threshold of 35 and maintained RESPA and HMDA compliance.
  • Responded to inquiries & referrals, presented purchasing and refinancing mortgage loan service options and alternatives, and drove new business and profitability.
Candidate Info
6
years in
workforce
1
year
at this job
Gourmet Chef Training & Culinary Arts
2

Mortgage Specialist

Consulted with clients about their current and future needs to help them achieve their financial goals

  • Educated and advised clients on the home buying process and how to better manage their mortgage(s)
  • Assisted clients through the loan process from application to closing and troubleshoot any transaction issues
  • Individual achievements: leading contributor to aiding company gross 75K monthly
  • Average 3 Loan closings a month, revenue ranging from 850K- 3.8 million
Candidate Info
4
years in
workforce
1
year
at this job
AS
Science
Real Estate
3

Mortgage Specialist III

Reviewed and processed applications to ensure borrowers met the qualifications for a Reverse Mortgage.

  • Performed physical review of new file submission for completeness and accuracy.
  • Gathered conditions on approved loans
  • Coordinated scheduled closing dates with borrowers, closing agents and Reverse Mortgage Consultants.
  • Prepared HUD 1 statements for review and approval.
  • Review preliminary files to help render a decision based on Fannie Mae, Freddie Mac and FHA, VA guidelines.
  • Analyzed the information provided by the borrower such as income, assets and their credit worthiness.
Candidate Info
9
years in
workforce
3
years
at this job
HS
Management
4

Independant Mortgage Specialist

High producer of Seasoned Compliance document review and up to 36 month payment history and collection comment servicing reviews.

  • Specialized in REO, Foreclosure, and Bankruptcy pricing components and risk analysis. Completed full payment history cash velocity and collection comment audits for pricing components and successfully reviewed all servicing and legal related obstructions for tiered exceptions.
  • Closely monitored the performance of clients current portfolio of specialty loans and made changes to achieve performance targets.
  • Identified problem areas within the loan portfolio, analyzed risks, and suggested appropriate solutions or exceptions.
  • Trained new team members on applying due diligence procedures and regulatory mandates.
  • Verified loans adhered to all federal and state compliance guidelines relative to retail mortgage lending.
  • Verified loan credit, income, and assets complied to original guidelines and approvals. Proficient in running and analyzing AUS DU/LP as well as manual approvals to ensure all closing conditions were satisfied as required.
Candidate Info
29
years in
workforce
2
years
at this job
5

Mortgage Specialist/data Entry

Gathered and organized all relevant credit and guarantee information required to document mortgage loan files for suitable product type

  • Reviewed paperwork to ensure 100% accuracy and completeness of loan applications
  • Provided full loan review for compliancy, accuracy, and completeness for the HAMP or Home Affordability Program
  • Maintained records for principal payment and calculated interest.
  • Evaluated all approved mortgage loans and managed closing for private mortgage insurance.
Candidate Info
6
years in
workforce
3
years
at this job
College Prep
6

Mortgage Specialist

Responsible for gathering important and time sensitive documentation from our customer to review loan, closing, and settlement services for loans.

  • Supervise document review process to verify all documentation is complete and matches the organization standards for account review.
  • Show leadership skills by assisting co-workers with distributing crucial information, answering frequent questions, and sharing my knowledge to improve the quality of our business.
  • Cautious to verify all parties contacting the organization including legal disclosures to minimize leak of information that can threaten our client's security.
  • Knowledgeable and skilled learner that used computer software technology to organize, create, modify, and update important client information through the process of hardship assistance.
  • Responsible for being the communicator between the organization and the customer to ensure a peaceful win-win resolution.
  • Was recognized as one of the top 5 agents, to hit required goals from date of hire, resulting in incentives.
Candidate Info
4
years in
workforce
2
years
at this job
7

Mortgage Specialist

Worked to ensure the timely packaging of refinancing options for a wide range of clientele

  • Ensured the compliance of banking and or finance laws in the jurisdiction of the consumer, all while confirming the best refinancing option for the homeowner
  • Sought better more effective repayment terms for the refinancer, while educating them from start to finish on every aspect of the loan process
  • Trained recently hired colleagues on how to best assist the consumer during all times of the financing transaction
  • Educated and outlined potential default consequences to the consumer in order to keep them properly aware of all potential aspects of the loan process
Candidate Info
5
years in
workforce
1
year
at this job
8

Mortgage Specialist - CEO

Responsible for handling, and managing mortgage discrepancies for distressed homeowners

  • Handled all escalation calls dealing with mortgage services on behalf of the CEO of Bank of America
  • Guided and assisted customers through the process of modifications, refinances, short sales, foreclosures, etc.
  • Kept Daily reports tracking all processed calls and customers helped throughout the day
  • Communicated with various departments, with employees of various positions within BofA to assist clients
Candidate Info
2
years in
workforce
1
year
at this job
HS
High School Diploma
BA
Small Business And Entrepreneurship
9

Mortgage Specialist / Processor

  • Consistent top 10 producer in quality assurance and overall production among a staff consisting of more than 100 mortgage loan processors.
  • Helped to minimize processing errors by 20% by pre-underwriting loans prior to submission to underwriting, while complying with specific investor guidelines.
  • Managed pipeline of more than 30 files per month by reviewing property titles, property inspections, and acquiring relevant documents prior to closing.
Candidate Info
8
years in
workforce
2
years
at this job
BA
Psychology
Business Foundations: Management Information Systems, Accounting, Finance, And Marketing
10

Underwriting Support Mortgage Specialist

Collaborate with underwriters to complete all underwriting support tasks in a timely fashion. Perform QC on all aspect of the underwriting of the file to comply with company, state and federal guidelines.

  • Produced and analyzed 24+ Commitment Letters, Counter-Offer Letters, and Denial Letters per day
  • Investigated conditions that needed to be satisfied by the client by researching the Underwriter's Worksheet
  • Analyzed and ensured proper approval from the Mortgage Advisor was provided for a credit extension prior to modifying the credit expiration date
Candidate Info
26
years in
workforce
4
years
at this job
Advertising
Business

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