Credit Officer Resume Samples - Page 3

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Credit Officers assist customers with loan applications for such things as cars, college tuition, and new homes. Responsibilities highlighted on sample resumes of Credit Officers include advising customers on deal terms and structures, preparing risk memos identifying key risks factors and making recommendations on deals, and presenting credit assessment and recommendations before the credit committee. Those interested in becoming a Credit Officer should be able to list a bachelor's degree in finance or business on their resumes.

For more information on what it takes to be a Credit Officer, check out our complete Credit Officer Job Description.

Looking for cover letter ideas? See our sample Credit Officer Cover Letter.

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21

Commercial Credit Officer

  • Assessed the credit risk and viability of potential and existing client as well as established their credit limit.
  • Analyzed customer financial statements pertaining to an annual credit review or application
  • Worked jointly with Underwriters to initiate credit facility proposals and approvals after performing Data Quality validation
  • Point person for any global data remediation projects
Candidate Info
4
years in
workforce
4
years
at this job
BS
Business Administration
CNA
Certified Nurse Assistant
22

Credit Officer IV

Manage, underwrite, analyze, and monitor assigned Commercial Banking relationships and Underwrite new Commercial Banking Client opportunities for the West Region [company name] Commercial Banking group.

  • Manage assigned Commercial Banking relationships for Annual Reviews, line increases, portfolio management, early problem recognition, financial performance, and credit analysis.
  • Underwrite new credit opportunities including Lines of Credit, Term Loans, Commercial Real Estate, Borrowing Base and Depository accounts.
  • Obtained Credit Initial within 1st year with [company name].
  • Attended and successfully graduated from intensive 10 week credit college program.
  • Establish strong relationships with all assigned Commercial Banking clients West Region.
  • Work with sales team very closely to establish and manage Commercial Banking relationships and opportunities.
Candidate Info
28
years in
workforce
3
years
at this job
BA
Business Administration
23

Executive Assistant to Chairman/ceo & Chief Credit Officer

Provides efficient and smooth operation of the Chairman's office and executive administrative support for the Chief Credit Officer

  • Scouts venues for Board of Directors meetings; liaises with 8 Board of Director's assistants and coordinates board dinners
  • Prepares materials and agendas for Board of Directors meetings and schedules the conference calls and one on one meetings with the Chairman
  • Coordinates offsite Leadership Team Meetings, calendar, travel, internal meetings and schedule arrangements for the Chairman,
  • Initiates contact and secures appointments, equipment and facilities as needed; handles personal duties and family travel arrangements
  • Attends risk management meetings for credit dept., manages compliance efforts by preparing company-wide correspondence and spreadsheets
Candidate Info
11
years in
workforce
3
years
at this job
BBA
Business Management
24

Senior Credit Officer and Group Vice President

Recruited as a member of turnaround management team.

  • Responsible for underwriting and approval of credits for all commercial banking.
  • Implemented a new credit underwriting and loan approval process.
  • Conducted negotiations and structured workout plans for problem loans.
Candidate Info
40
years in
workforce
1
year
at this job
BA
Economics And Business Administration
MBA
Master of Business Administration
25

Credit Officer

  • Underwrite to make sound credit decisions on exposure from $25M to $350M.
  • Develop customer relationships to obtain financial statements and banking information.
  • Update credit files ensuring current and accurate information
  • Assist collection department with delinquent accounts.
  • Adhere to corporate rules of compliance as set forth by Corporate Compliance Department. 
Candidate Info
17
years in
workforce
6
months
at this job
BS
Accounting
26

Senior Credit Officer / Vice President / Credit Dept/ Americas Division

Review, analyze and edit credit applications from the public utility, energy, oil and gas sector. In addition review applications from various other business departments and sectors (real estate, corporate and project finance with a total portfolio size of $9Bn) to determine creditworthiness of clients and determine appropriate grading and return given assumed risk and prevent potential credit loss.

  • Request, gather and analyze information and update necessary systems in accordance with credit policies and procedures.
  • Advise marketing officers on specific credit requests and credit related matters.
  • Make preliminary credit recommendation to senior credit officers and management.
  • Conduct periodic reviews on borrowers and industries.
Candidate Info
16
years in
workforce
3
years
at this job
BBA
Business
27

Credit Officer

Analyze applicants' financial status, credit and security evaluation to determine feasibility of loan request.

  • Review credit requests within assigned authority and prepare underwriting analysis and credit offering memo.
  • Approve loans within specified limits and refer loan applications outside those limits to management for approval.
  • Review credit overrides from financial centers and private client groups for consumer loans, residential mortgages, credit cards and business revolving lines of credit.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
Candidate Info
15
years in
workforce
3
years
at this job
BBA
Finance
28

Credit Officer/financial Analyst

Compare liquidity and profitability of companies within the retail and wholesale industries seeking and actively receiving credit terms.

  • Compile reports regarding finance and credit data.
  • Review credit files to identify and select delinquent accounts for collections
  • Conduct collection calls to collect Accounts Receivables.
  • Complete accurate cash flow analysis, collateral analysis, company credit review, risk rating, pricing and covenants and guarantor analysis within the scope of credit presentation.
  • Maintain all credit files in exemplary format.
  • Identify areas of concern within credit presentation and gather additional information.
Candidate Info
8
years in
workforce
3
years
at this job
BS
Finance
MBA
Management Information Systems
29

Credit Officer/sr. Underwriter

Currently monitoring production, hit ratios, renewal retention ratios spread of risks and other production and quality measures.

  • Prepared Pro-Forma and P&L reports for existing and prospect clients.
  • Develops and maintains financial reporting databases and models/templates to ensure that they are accurate and are most current to meet the reporting standards and needs of the Financial Institution.
  • Review business financial statements; perform market analysis, forecasts and projections.
  • Coach, mentor and train junior analyst.
  • Performs specific ad hoc reports per requested by President, Chief Credit officer and Senior Vice President.
Candidate Info
6
years in
workforce
C
Business Administration
MBA
Accounting
30

Credit Officer

Undertake credit risk assessment of commercial business loan requests by interacting with sales lending unit and evaluating risk ratings (Probability of Default and Loss Given Default)

  • Advise on deal terms and structures
  • Prepare risk memos identifying key risks factors, and making recommendations on deals
  • Present credit assessment and recommendations before the Credit Committee
  • Evaluate risk ratings (PD and LGD) as part of risk assessments
Candidate Info
4
years in
workforce
1
year
at this job
BA
Entrepreneurship

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