Credit Analyst Resume Samples

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Credit Analysts review the creditworthiness of those who are applying for credit. Credit Analysts' sample resumes show such skills as analyzing and evaluating customers' credit recovery applications, and gathering financial information, such as credit bureau reports, income, savings and investments, and other account history items. Credit Analyst positions require resumes that contain a degree in the fields of finance, accounting, or another related field. Some employers will also offer on-the-job training to those who are hired.

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1

Credit Analyst

Responsible for collection of receivables, account reconciliation and order control for 400 customers totaling over $20Million dollars

  • Established and monitored new/existing credit lines for customers by performing financial statement analysis and by analyzing Dunn & Bradstreet reports
  • Helped to minimize losses to company by maintaining delinquency levels under 1%
  • Provided weekly and monthly reports to all levels of Management
  • Proficient with SAP, Legacy, Microsoft office 2000(Excel/Word/Access)
Candidate Info
9
years in
workforce
9
years
at this job
HS
High School Diploma
Voc
Vocational Degree
2

Senior Credit Analyst

Monitored new and existing clients through monthly and annual financial and compliance reviews, evaluated ongoing collateral risk, assigned/validated risk ratings on a regular basis, and maintained applicable databases.

  • Maintained and established credit lines for new and existing accounts; performed financial statement analysis for all accounts over $100k.
  • Evaluated requests from international team members to settle accounts; monitored direct check payment base to ensure customers made company-established minimum payments or approved deviations from standard terms of payment.
  • Ensured that all information regarding account collection activity was entered accurately into the billing system.
  • Reduced overdue accounts by 25% in Water & Paper Treatment Segment.
  • Developed Overdue Analysis done monthly to assist the Sales Dept with monthly Sales & Operational meetings.
Candidate Info
16
years in
workforce
5
years
at this job
Business Administration
3

Credit Analyst

Verified all customer credit application information, including bank and vendor references

  • Searched local and nationwide databases for civil and commercial litigation as well as property ownership
  • Performed financial and industry analyses and prepared supporting documentation for client credit approval
  • Completed data entry for all complied information
  • Assessed credit worthiness of applicants based on investigative findings
  • Managed a staff of two and all aspects of daily office functions
Candidate Info
25
years in
workforce
9
years
at this job
BS
Journalism
Medical Billing & Coding Program
4

Credit Analyst

Created a new position within the company to counteract fraud, using credit analysis and customer usage to detect new occurrences.

  • Managed credit limit database by setting, removing, and adjusting credit limits determined by strength of credit and ratio of credit limit used.
  • Actively used Dun and Bradstreet and Equifax business reports to determine payment terms.
  • Resolved fraudulent activity matters by effective and efficient communication with all channels involved; including clients, vendors, and the finance and accounting department.
  • Published a monthly newsletter to all employees informing them of recent fraud and credit related news.
  • Trained risk management staff on credit and collection duties.
Candidate Info
6
years in
workforce
2
years
at this job
BA
Economics
5

Credit Analyst

  • Managed portfolio of 1000 private and public companies with credit lines between $25K and $4M
  • Prepared annual and semi-annual reports for management, justifying credit lines exceeding $350K
  • Helped increase automation by managing and adjusting customers’ credit lines
  • Assisted Collections Department with delinquent customers
  • Analyzed severity of past due accounts and took precautions to prevent future credit losses
  • Monitored borrowing trends, payments, and credit exposure on a weekly basis
Candidate Info
2
years in
workforce
2
years
at this job
Finance
Marketing
International Business
6

Credit Analyst

Made credit decisions based on analyzing information on applications, and from credit reporting agencies.

  • Ensured profitability by negotiating terms and conditions of loan decisions with dealers.
  • Educated and monitored dealers to insure maximum profitability and productivity.
  • Examined and evaluated proper documentation for funding in coordination with the Operations department.
  • Resolved dealer collection issues by teaming with the collection's department.
  • Maintained strong relationships and built rapports with dealers by electronic communications and personal
  • Updated associates and managers in regularly scheduled team meetings where goals, trends, and other
Candidate Info
9
years in
workforce
2
years
at this job
BA
Political Science Ba
MA
Master of Arts
7

Credit Analyst

Prepared cash flow analysis and calculations of debt service and debt coverage ratios

  • Identified potential lending liabilities and credit risks in lending by analyzing financial
  • Performed initial and follow-up customer credit reviews after evaluation of their financial
  • Assisted senior loan officers in analyzing financial statements and tax returns for businesses and private accounts
  • Assembled monthly reports for the CLO
  • Facilitated in calculating sections of the quarterly balance sheets for the CFO
  • Created various templates for process improvements, which are approved and implemented for use within the department
Candidate Info
7
years in
workforce
4
years
at this job
BS
Business Administration
8

Commercial Credit Analyst

Minimized bank risk by conducting due diligence on the legal and financial background of key
partners, management, vendors and suppliers before entering a formal relationship;

  • Performed underwriting, financial analysis and the calculation of key financial ratios for small business
  • Created financial and cash flow forecasting models to determine debt repayment and deal profitability;
  • Maintained and managed client relationships on a loan portfolio in excess of $40 million;
  • Completion of [company name]'s 9-month Commercial Credit Analyst Program.
Candidate Info
6
years in
workforce
2
years
at this job
BA
Economics
MA
Business Administration
9

Credit Analyst

Analyzed new commercial customers using the D&B report to determine creditworthiness and credit limit.

  • Evaluated Balance Sheet, Income Statements, and other financial data of customers who exceed the assigned credit limit.
  • Consistently analyzed existing customers financial data to determine if established credit limits are appropriate.
  • Collaborated with the Sales team and financial personnel to resolve customer issues and approve large orders.
  • Executed Business-to-Business collections of assigned accounts.
Candidate Info
13
years in
workforce
10
months
at this job
BS
Management And Technology
MA
Business Administration
10

Processing Manager/credit Analyst

Oversee and ensure efficient operations for my department, responsible for the generation of more than $70,000 monthly revenue, contributing to more
than 58% overall revenue.

  • On average, review and update anywhere between 40 to 50 client accounts for derogatory and/or new information, create client web portal access enabling 24/7
  • Conduct in depth side by side analysis of credit reports for any potential
  • Manage a team up to five credit analysts, while maintaining production quantity and quality standards. Training new credit analysts. Providing employee
  • Created new and improved department training manual.
  • Handle disputing client fee charge backs: investigated client accounts, collected
Candidate Info
13
years in
workforce
2
years
at this job
BA
English

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