Mortgage Loan Originator Cover Letter

Mortgage loan originators prospect, identify, and attract new borrowers to drive sales of mortgage loan products. Equipped with strong analytical skills and a solid understanding of the full mortgage process, these professionals perform tasks such as assessing clients’ financial, credit, and risk information; determining loan feasibility; facilitating loan processing; and ensuring on-time loan closing while providing exceptional customer service, satisfaction, and guidance. Outstanding communication, problem-solving, and organization abilities are essential for this position.

Cover letters for this role often mention the following:

  • Loan origination and closing
  • Loan processing
  • Loan approval and denial
  • Risk analysis and mitigation
  • Document preparation and review
  • Loan underwritin
  • Database maintenance
  • Relationship building and management
  • Problem-solving and issue resolution
  • Client service excellence
  • Account management
  • Regulatory compliance

Please find a sample cover letter for a mortgage loan originator below highlighting relevant qualifications, skills, and experience.

Dear Mr. McDonough:

When I learned of Altria Bank’s need for a new mortgage loan originator, I felt compelled to submit the enclosed resume. As an accomplished loan specialist with nine years of strong experience facilitating all aspects of the mortgage lending process while providing exceptional customer service, I am more than prepared to exceed your expectations for this role.

With my background in facilitating successful customer lending experiences, I have gained comprehensive experience in risk analysis, documentation preparation and verification, and underwriting management. My demonstrated success in ensuring smooth and timely loan processing, along with my commitment to providing optimal client experiences, positions me to make a significant impact on your bank.

Highlights of my experience include…

  • Achieving top-flight success in meeting – and often outperforming – company objectives, securing and settling at least 35 new loans each week as a mortgage loan officer with Prosaic Mortgage Services in Phoenix, AZ
  • Prospecting potential borrowers and new mortgage opportunities, analyzing credit and property data, determining loan feasibility, and maintaining the loan application database to ensure conventional, jumbo, FHA, and VA loan approval and closing
  • Consulting with and advising clients throughout the entire loan process, from origination through closing; leveraging training materials, reference tools, and other resources to provide accurate loan program and policy information to clients
  • Demonstrating an unparalleled dedication to providing superior customer service; recognized for possessing excellent communication skills to maximize client satisfaction and retention
  • Forging and managing solid relationships with settlement attorneys, mortgage officers, loan brokers, and bank managers

With my experience in originating sales of various loan products and performing comprehensive loan processing functions – combined with my inherent interpersonal, organizational, and analytical skills – I am ready to provide outstanding service at Altria Bank. I look forward to discussing the position with you in further detail. Thank you for your consideration.

Sincerely,

Denise J. Macon

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