Title Examiner Job Description
Title Examiners play a key role in the process of insuring property. They examine title reports and property abstracts to determine the risks associated with insuring a specific property. This includes a good deal of clerical work.
They also use a keen eye for detail, in order to notice any defects in the title or the property itself which might make insuring the property unwise. Demand for Title Examiners is expected to grow by 9 percent by 2022, the Bureau of Labor and Statistics reports, creating 1,730 new jobs annually during that period.
Title Examiner Duties and Responsibilities
The primary duties of the Title Examiner are clerical in nature, requiring a strong propensity towards research and a familiarity with computers. We combed through several job listings and formed this list, identifying the core duties and responsibilities of Title Examiners.
Use and Design Computer-Based Research Programs
Title Examiners rely on strong computer based skills to program, set up search functions, write software, process information and enter data. This also includes transcribing, storying, entering, recording and maintaining information in written and electronic forms.
Compile Insurance-Relevant Information
The Title Examiner’s main job is to research the history of a particular property to access the costs/benefits of insuring it. This includes locating records about taxes, liens and judgments, bankruptcy, mortgages and foreclosure proceedings during or preceding the title’s existence. Insurers use this list to access the costs and risks involved providing coverage for a client’s property.
Coordinate Findings with Staff
Since Title Examiners are a company’s primary source of relevant information behind the history of a title, they are often responsible for coordinating the efforts to keep all relevant parties informed. This included clarifying information by speaking with the staff. They also oversee the legal schedules or activities of the firm.
Interview and Advise Clients
Often the best source of current information about a property is the owner himself. Title Examiners sometimes interview clients directly to ascertain the issues the client is already facing, prepare legal documents to handle these problems and use this information to update the company’s records about the property’s situation. They may even work in a clerical position, handling the external phones and email to better meet the client’s needs.
Direct Efforts of Researchers
Title Examiners sometimes work in positions of authority, directing the efforts of less-experienced researchers, evaluating their work and offering technical assistance when necessary. They also reach out to the community, coordinating with lenders, buyers, contractors, sellers, realtors, surveyors and even the local courthouse to provide information about the client’s title or fix current problems with a specific property.
Title Examiner Skills
Title Examiners are primarily skilled in clerical work, researching records and assessing risks related to insuring specific properties. They also draw on interpersonal skills when called upon to coordinate their efforts with the staff, clients or the community at large. Employers are also looking for candidates who possess the following skills.
Core skills: Based on job listings we looked at, employers want Title Examiner with these core skills. If you want to work as a Title Examiner, focus on the following.
- Proficiency with computers and the ability to learn how to use new software programs
- Inputting data accurately.
- Providing customer service
- Knowing bankruptcy and other relevant laws and regulations
Advanced skills: While most employers did not require the following skills, multiple job listings included them as preferred. Add these to your Title Examiner toolbox and broaden your career options.
- Previous industry experience
- Title industry experience extends to working in multiple states
- Proficient with ATIDS, Microsoft Office, Data Trace, and several Public Records search programs
Title Examiner Resources
After searching through the web for the best industry resources pertaining to the position of Title Examiner, we put together the following list. These resources are full of opportunities to build on your clerical skills, real-estate knowledge and most of all, learn from professionals already working in the field.
On the Web
Learn.org – Provides a useful overview of the requisites for a career as a Title Examiner. This includes suggestions for finding training, the pros and cons behind Certification, how to gain work experience and the importance of joining a Trade Association.
Source of Title – This website focuses on outsourcing the tasks of researching and organizing information to professionals who prefer to work from home. They also include over 5,000 company listings for Title Examiners seeking employment, as well as message forums containing over 18,000 posts from professionals and aspiring Title Examiners alike.
VLTA – The Virginia Land Title Association focuses on the education and empowerment of local Title Examiners. This includes services related to licensing, certification, business resources, marketing advice, and classifieds for job hunting. Whatever state you live in, make sure to do a quick search to find local organizations like this one, accustomed to your state’s specific laws and regulations.
Title Insurance – Examiners, Abstractors, Title Officers – This group of Title professionals offers training, friendship, support, industry news and contacts within the field, all for empowering anyone looking to build a career as a Title Examiner.
The Title Report – One of the best networks for meeting professionals throughout the settlement service and title insurance industries. Offers e-news updates by subscribing to their newsletter at www.thetitlereport.com.
Association of Title Examiners – This group focuses on both educating and providing a social organization for Title Examiners. They have a monthly meeting with a guest speaker who focuses on industry, technology and real-estate related issues.
NALTEA – The National Association of Land Title Examiners and Abstractors’ website is a vital resource for anyone looking to further understand what a career as a Title Examiner entails. This site offers a variety of free and member-exclusive benefits, including advice about public relations, education, training and ethics.
ALTA – The American Land Title Association’s website is designed toward helping citizens protect their property rights. This includes links to subjects ranging from an overview of title insurance, key issues in the field, fine points about researching your title and contact information for their staff.
ATE – The Association of Title Examiners not only focus on educating the public about the legal issues around insuring a title, but even goes into the history of the profession and how and why the Title Examiner position became necessary. They offer additional services to members, as well as contact information for their staff.
Title Examiner Books
Easements Relating to Land Surveying and Title Examination – This book provides detailed information about the issues connected to easements, their creation, reversion and termination. This is a powerful resource for anyone working in the Title Examiner field, a practical handbook which covers all kinds of terminations, such as, release, merger of title, expiration, abandonment and many others.
Finding the Right Path – This guide focuses on managing a Title Insurance Company. The authors each carry twenty years of experience in the field and share their insights into what makes a company, and each Title Examiner, successful. This includes covering such topics as metrics, culture, and team development, problem solving, influencing behavior and setting standards.
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