Loan Processor Cover Letter

Loan Processors assist qualified applicants who want to obtain a loan from a bank or a financial institution. They work with individuals and businesses and liaise between the organization and its potential clients. Examples of job duties for a Loan Processor include: processing and examining applications, performing research, determining credit standing for each client, maintaining records, identifying customer needs and preferences, recommending financial products, and ensuring a high level of customer satisfaction.

Those interested in a Loan Processor job should be able to demonstrate the following qualifications throughout their cover letters:

  • Loan processing experience
  • Knowledge of financial products
  • Excellent communication and interpersonal skills
  • Decision-making and self-confidence
  • Integrity and confidentiality
  • Computer competences
  • Selling skills and persuasion
  • Attention to details

Below is provided a sample cover letter for Loan Processor highlighting similar skills.

For help with your resume, check out our extensive Loan Processor Resume Samples.

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Dear Ms. Barringer:

When I learned of Elemental Bank’s need for an experienced Loan Processor to come on board, I felt compelled to submit the enclosed resume. As an experienced professional with expertise in performing credit and income assessments, managing comprehensive loan applications, and providing exceptional customer service, I am prepared to exceed your expectations for this role.

With my background facilitating successful customer lending experiences in the banking sector, I have gained comprehensive skills in credit report analysis, documentation reviews, and approval submission procedures. My demonstrated record of effectively managing loan funding, along with my commitment to ensuring outstanding customer experiences, positions me to make a significant impact on your bank.

Highlights of my experience include…

  • Successfully closing up to 72 loans each month, depending on market conditions.
  • Efficiently collecting and organizing customer information to facilitate loan completion, such as income and financial statements, credit report updates, appraisals, income tax returns, and asset verifications.
  • Earning recognition by Regional Manager of CityScape Financial as well as a formal employee award for exceeding customer satisfaction guidelines based on customer survey ratings.
  • Effectively addressed customer needs and concerns while adhering to corporate guidelines regarding authentication, disclosure, and customer service.
  • Demonstrating comprehensive knowledge in conventional, FHA, Alt-A, Subprime, and Broker loans.
  • Collaborating with loan agents, underwriters, peers, and management to drive swift and efficient loan processing and completion.

With my experience performing full life cycle loan processing functions, combined with my inherent interpersonal, organizational, and analytical skills, I am ready to provide outstanding service within your organization. I look forward to discussing the position with you in further detail.

Thank you for your consideration, and I hope to hear from you soon.


Phillip D. Robinson


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