Credit Specialist Resume Samples

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Credit Specialists are in charge for ensuring a high level of satisfaction for credit customers. Essential job functions listed on a Credit Specialist example resume are making and receiving calls, writing reports, making credit decisions, maintaining client records, processing payments, investigating customer queries, and checking if debt is repaid on time. Employers select resumes displaying the following job assets: knowledge of credit procedures, verbal communication skills, data analysis, accuracy, decision-making, computer competences, and time management. A Bachelor’s Degree in accounting is required for this role.

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1

Senior Credit Specialist

  • Reviewed/underwrote loan applications to assess the credit and fraud risk of potential borrowers, while consistently being recognized as a top producer.
  • Collaborated interdepartmentally to develop underwriting policies and procedures to increase efficiency and streamline work processes.
  • Analyzed a high volume of financial documents and statements to solidify credit worthiness and identify risk factors.
  • Proved comprehensive knowledge of credit practices, laws, and regulations by evaluating quantitative data between Operations teams to properly mitigate credit risk scenarios.
  • Spearheaded the assembly of the first formal [company name] training class, and successfully led groups of 10-12 department agents through initial loan review process.
Candidate Info
11
years in
workforce
4
years
at this job
BS
Business Administration
2

Ezpay National Credit Specialist

Created and maintained training program for all collectors on EZPay terms and processes

  • Resolved exceptions for over 15K auto pay customers via ACH, credit and debit cards
  • Ad-hoc Reporting- Hyperion and Oracle R11/R12
  • Calendared and facilitated monthly aging discussion with management and sales teams
  • Assisted with Oracle R12 re-implementation project team including testing, issue resolution, and business process overview
Candidate Info
13
years in
workforce
8
years
at this job
AS
Accounting
3

Credit Specialist

Assist in the construction of financial budgeting forecasting, and reviewing cost analysis.

  • Prepared summary of credit decision/recommendation for new applications, existing customer requests and annual reviews.
  • Generated and maintained monthly A/R receivable aging reports for Centralized Credit Shared Services. Reviewed and assessed customer account portfolio for sales order releases and credit extensions.
  • Maintained and monitored appropriateness of customer credit limits.
  • Maintained departmental records for bad debt allowances, risk reports, cash projections and any other pertinent Credit/A/R related records.
  • Administration support and monitoring past dues delinquent accounts.
  • Correspond with customers to resolve outstanding balances.
  • Inbound/Outbound calls and emails to customers in regards to past due accounts.
Candidate Info
5
years in
workforce
1
year
at this job
BBA
Marketing
MBA
Financial Management
4

Credit Specialist

Responsible for ensuring timely new customer & new job set up; this includes all required due diligence and analysis; Credit reports, trade references, financial analysis, system set up, creation of electronic file and credit risk decision making responsibility within delegated levels of authority.

  • Accurately manage approximately 50-100 credit apps.
  • Efficiently maintain excel spreadsheets related to credit applications, all new accounts established for tracking purposes, and following up as needed.
  • Develop and train new employees.
  • Assisted customer with invoice & statement copies.
  • Establish, monitor, and maintain credit accounts.
Candidate Info
9
years in
workforce
4
years
at this job
BA
Interdisciplinary Studies
5

Letter of Credit Specialist

  • Issued, advised, and amended Letter of Credit documents.
  • Processed and complied with all requirements listed under any given Letter of Credit.
  • Communicated with internal and external customers of L/C.
  • Reviewed letters of credit at the drafting stage and advised customers of any necessary changes (i.e. amendments).
  • Ensured accuracy and entered L/C in computer system.
  • Increased bank members by 120 through outreach efforts.
Candidate Info
5
years in
workforce
2
years
at this job
BS
International Business
MA
Strategic And International Business Management
6

Comerica Bank Credit Specialist III

  • Assisted commercial lending officers with loan request underwriting and documentation.
  • Prepared credit analysis for new and renewed loan requests in the following industries: Real Estate, Manufacturing, Advertising and Wholesale Distribution.
  • Analyzed proposed loan structures and evaluated customer's repayment sources.
  • Provided on-going monitoring of the credit exposure once the transactions are completed.
  • Spread corporate and personal financial statements and tax returns.
  • Assessed collaterals, calculated covenant ratios, reviewed A/P & A/R aging and credit reports.
Candidate Info
4
years in
workforce
4
years
at this job
BA
Business Economic Emphasizing Accounting
7

Credit Specialist

  • Managed account receivables for large and high risk accounts including collection, forecasting, reviewed and released orders from credit hold and issued weekly reports
  • Analyzed payment flow, researched root cause of delay payments, implemented new processes to decrease delay payments
  • Developed partnership and collaborated with customer to improve payment processes
Candidate Info
5
years in
workforce
2
years
at this job
BS
Management
8

Personal Credit Specialist

  • Maintained Clients files to insure that they stayed on track
  • Called clients for appointments and reviewed their reports
  • Created and emailed clients dispute letters to challenge negative information on reports.
  • Replied to emails and uploaded documents to clients file
  • Updated Billing and personal information on the file
  • Worked with clients to understand the services and continue with the lending process on the files.
Candidate Info
4
years in
workforce
7
months
at this job
HS
Business
9

Associate Credit Specialist

  • Assisted in technical projects for Credit & Collections to promote process improvement.
  • Performed daily and month end process to ensure proper accounting and provide timely accurate reports for management and audits.
  • Responsible for the investigation and analysis of credit risk for both new and existing customers and licensees. Using confidential credit information, establishes initial credit limits for new customers and monitors restriction and extension of credit to existing customers and licensees.
  • Handled sensitive credit problems including bankruptcy, demand letters, placing accounts out with collections agencies and recommending closing accounts with an emphasis on reducing write offs.
  • Carried all duties of the Senior Credit Representative.
Candidate Info
18
years in
workforce
7
months
at this job
10

Credit Specialist

  • Maintain a 12 station aging by contacting agencies and advertisers via email and phone for status of open invoices. Also research account issues to determine if credits are needed.
  • Serve as back up for the credit manager as needed and during periods of vacation.
  • Approve and release orders from credit hold while making sure accounts are within payment terms.
  • Review credit applications and recommend terms, as well as respond to credit inquiries from outside sources.
  • Assist AR specialist as needed by processing accounts receivable including incoming checks, credit cards, ACH, and intercompany payments.
  • Other duties as assigned including scanning, filing, and assisting with mail once a week.
Candidate Info
11
years in
workforce
5
years
at this job
HS
High School Diploma

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