Credit Risk Manager Resume Samples

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Credit Risk Managers provide advice to a variety of organizations and help them identify potential financial threats. A well-written resume sample for Credit Risk Manager showcases duties such as overseeing risk management processes, describing risks that may affect the business, determining the acceptable level of risk, conducting audits, and purchasing insurance. Based on our collection of resumes, essential skills include problem-solving, technical skills, analytical thinking, persuasion, the ability to work under pressure, and a good understanding of business issues. A Bachelor’s Degree and training in risk management, economics, and statistics are often seen on Credit Risk Manager example resumes.

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1

Credit Risk Manager

Managed all credit risk installment portfolios for the entire consumer retail lending sector, with over $23 billion in assets. Directed all policy and procedure reviews with business line and corporate compliance. Leadership oversight pertaining to subvention program monitoring for partnerships with Volvo and GM. Conducted analysis and drafted quarterly management letter for the installment portfolio for senior management. Led stress testing analysis (TARP) for the consumer installment indirect segment.

  • Generated opportunities for new business growth by drafting policies that drove improved compliance and risk protocols and complied with changing economic environment.
  • Managed an OCC exception issue and prevented an MRA by sizing, scoping, and resolving prior to audit completion.
  • Created a new MIS monthly reporting structure that became the standard for all monthly reviews conducted by credit risk.
  • Enabled efficient dissemination of quarter-over-quarter/year-over-year reporting by creating and enhancing documentation.
Candidate Info
9
years in
workforce
1
year
at this job
BA
History And Political Science
JD
Juris Doctor
2

Credit Risk Manager

Managed fulfillment Operations for the Central United States Region

  • Managed production of $100MM + of loan origination volumes for 3 consecutive years
  • Managed effort to reduce unsold inventory. Portfolio Loan inventory reduced to a level that impacted the company before tax revenue of over $3million in a 6 month period
  • Managed customer satisfaction analytics and installed process to bring appropriate data and source / cause to team developed to increase satisfaction scores
  • Worked with consolidation team that reduced 4 processing centers into 1 centralized campus
Candidate Info
3
years in
workforce
3
years
at this job
BS
Biology
3

Credit Risk Manager

Managed the credit bureau risk segmentation process in support of the Bank's consumer real estate and card services acquisition programs.

  • Wrote technical RFP's; received and analyzed bids, quotes, proposals, and awarded the winning contract.
  • Coordinated targeted strategic initiatives with the three major credit reporting agencies for all consumer real estate and card services direct mail campaigns, including all contract negotiations.
  • Designed and implemented credit risk criteria and conducted quality control audits to ensure process accuracy, completeness and timeliness.
  • Provided financial analysis and risk forecasting to internal business partners and senior management.
  • Presented credit risk segmentation analysis to support a $280 Million portfolio sale - January 2002.
Candidate Info
8
years in
workforce
3
years
at this job
BS
Business Administration
4

Financial Reporting Manager / Credit Risk Manager / Accountant

Managed a retail credit portfolio of $500+ million for risks and opportunities with Fortune 500, Eddie Bauer Division.

  • Developed custom performance reports, financial models and analysis using SAS, Visual Basic, Access and SQL databases from data warehousing environments to meet business requirements.
  • Interpreted and analyzed data in support of direct and relationship marketing strategy development.
  • Improved financial reporting processes to increase responsiveness, reduce reporting errors, and accelerate monthly reporting cycles.
  • Monitored credit trends in relation to business objectives and analyzed performance data.
  • Lead a development team in the creation of new tools for the management of credit-card programs and credit risk scoring models to reduce high-risk exposure.
Candidate Info
4
years in
workforce
4
years
at this job
BS
Bachelor of Science
MA
Master of Arts
5

Credit Risk Manager

Approved loan transactions and monitored client credit exposures across multiple industry sectors.

  • Supported lending activities of relationship managers and regional presidents in Arizona, Nevada, New Mexico, and Texas. Teamed with relationship managers and analysts to evaluate and structure new transactions.
  • Approved $280 million in new commitments; loan portfolio was comprised of business banking, commercial and industrial, real estate, private banking, and agriculture credits.
  • Led, mentored, and coached a team of four commercial loan officers and six credit analysts.
  • Analyzed, negotiated, and restructured nonperforming corporate and real estate credit for Special Assets.
Candidate Info
22
years in
workforce
4
years
at this job
6

Vice President/corporate Credit Risk Manager

Exercised credit approval authority for several business lending units. Reviewed loan requests to ensure underwriting standards were met, policies adhered to, and for appropriate structure and security.

  • Approval authority of $2 million secured / $1 million unsecured.
  • Reviewed/supported credit requests going to Loan Committee.
  • Developed two new credit policies governing commercial real estate lending.
  • Designed and instructed a training program to educate credit analysts on cash flow analysis and loan structuring, enabling the bank to improve the quality of its underwriting staff.
  • Developed a policy and approval matrix governing Treasury credit exposures, and also accepted risk management responsibility for the portfolio, enabling bank to transfer credit responsibility from Treasury to Risk Management and satisfy regulatory guidelines.
  • Mentored credit analysts daily via constructive feedback during the loan approval process.
Candidate Info
14
years in
workforce
2
years
at this job
BA
Economics
MBA
Master of Business Administration
7

Credit Risk Manager

Monitored the performance of Mortgage Backed Securities (MBS) totaling three billion dollars

  • Worked with mortgage loan servicers to recover losses resulting from inadequate servicing, origination, and fraud
  • Performed underwriting reviews on high loss severity loans to identify fraudulently originated loans
  • Reconciled principal and interest, prepayment premiums, mortgage insurance proceeds and losses from trustee reports with servicer data to ensure accuracy, and recovered any outstanding dollars owed to the investor
  • Conducted onsite operational audits of mortgage servicers and provided performance reviews to Senior Management
  • Produced monthly reports for MBS investors outlining the performance and recoverable dollars for each MBS security
Candidate Info
4
years in
workforce
2
years
at this job
BS
Business Administration
8

Credit Risk Manager

Accountable for independently identifying, assessing and reporting in writing on credit risk and control process of loans held in portfolios to lending staff, senior management, audit committee, and board of directors.

  • Supervised credit reviews of all lending entities bank wide.
  • Identified and communicated policy and/or operational improvements that enhanced credit quality and increased the efficiency and effectiveness of the loan review process.
  • Participated in regulatory conferences to stay abreast of pertinent regulatory issues and their impact on commercial credit risk.
  • Assisted the CFO and COO with the allowance for loan losses.
  • Perform quarterly stress tests, monitor past due reports and troubled loans.
Candidate Info
18
years in
workforce
6
years
at this job
BS
Finance
9

Credit Risk Manager

Managed and supported approximately 8 employees; Facilitated & organized staff development & training.

  • Performed reviews of financial statements, credit reports, and applicable ratios.
  • Evaluated and examined transactions to ensure accuracy and completeness; ensuring that documents are consistent and uphold to company and industry guidelines.
  • Eliminated risk by analyzing credit packages while providing managerial duties and timely responses to sales employees.
  • Analyzed prospective or existing client relationships to identify and assess risk issues and assign risk ratings.
Candidate Info
10
years in
workforce
2
years
at this job
AAS
Liberal Arts & Sciences
BA
History
MBA
Management & Leadership
10

Credit Risk Manager

  • Managed a diverse team of five specialist for an over $1 billion credit union
  • Provided weekly update/analysis/trending of delinquency and charge offs
  • Surpassed 2013 delinquency goal of 1.00% in January (.95%), February (.95%) and March (.98%) of 2013
  • Prepared trend reports and analysis of performance and calculated charge off ratio and for VP of Lending and COO
  • Surpassed 2013 charge off ratio goal of .55% in January (.43%), February (.48%) and March (.42%) of 2013
  • Prepared report for Board of Directors meetings explaining trends and providing analysis and possible solutions
Candidate Info
19
years in
workforce
1
year
at this job
BA
Political Science

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